What Information to Exchange After a Car Accident?

---

The aftermath of a car accident can be overwhelming. Remaining calm and collecting the right information is essential to protect your legal rights and ensure your insurance claim proceeds smoothly. Here’s the key information to obtain at the scene:

• Full names and contact details for all drivers and passengers involved
• Driver’s license numbers (ask to see and record the numbers)
• Vehicle details (make, model, color, license plate numbers)
• Vehicle Identification Numbers (VIN), when possible
• Insurance provider names and policy numbers
• Insured party’s name if different from the driver
• Preferred contact methods for drivers, passengers, and any witnesses

If tempers flare or anyone becomes hostile at the accident scene, prioritize your safety. Do not escalate the situation—let law enforcement officers facilitate the exchange of information. Wait for the police to arrive and never put yourself at risk to obtain details. 

Illinois requires that most accidents in Chicago be reported to the police—especially those involving injuries, fatalities, or property damage exceeding $1,500 (lowered to $500 for uninsured drivers). Always call the police to create an official report, which can be vital for insurance and legal purposes. Never accept offers from another driver to “settle up” privately or avoid reporting the crash .

Should another party leave before exchanging information, do not attempt to chase them. Remain at the scene and contact law enforcement immediately. Provide police with any details you recall about the fleeing vehicle (such as make, model, or license plate). Your insurance policy may include coverage for uninsured motorists, which could help with expenses if the responsible party cannot be located.

• Collect names and contact details from any witnesses—they may help strengthen your claim
• Photograph all vehicles, the accident scene, and any visible injuries or road conditions
• Avoid admitting fault or discussing blame at the scene

If you’re unsure or need assistance, reach out to Meyer Finneke for guidance. The right legal advice can ensure you complete your information exchange correctly and safeguard your interests throughout the claims process