What Should I Do After a Car Accident in Chicago?A Guide

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A car accident in Chicago can leave anyone shaken and overwhelmed. Whether the crash happens on an expressway or a local street, immediate action is essential—to protect health, financial security, and legal rights. Meyer Finneke Law Group is here to guide Chicago drivers through each step after a collision. complex personal injury cases.

Immediately check for injuries—both your own and anyone else involved. If there are any signs of harm, call 911 without delay. For minor accidents where vehicles are still driveable, try to move them to a safe area away from traffic to prevent further danger. Even with smaller collisions, it is important to have the police respond so there is an official record for future insurance or legal claims. 

Exchange names, contact information, driver’s license numbers, license plates, and insurance details with all other involved drivers. Take plenty of photos and videos from different angles, making sure to capture vehicle damage, street conditions, traffic signals, debris, and visible injuries. If there are any witnesses, ask for their contact details—they might be valuable if questions about the accident arise later 

Illinois law requires filing accident reports for crashes with injuries, fatalities, or significant property damage. Request the report number from officers on the scene, and obtain a copy for your records. A timely and accurate police report strengthens your insurance claim and potential legal case 

Get checked by a doctor as soon as possible—even if you feel fine right after the crash. Some injuries may not surface immediately. Medical documentation protects your health and also supports your legal claim if you need reimbursement for treatment. complex personal injury cases.

Contact your own insurer promptly to report the accident. Provide factual information only—avoid admitting fault or making detailed statements until you’ve spoken to a lawyer. Reporting in a timely manner prevents coverage issues and supports your rights. 

Before accepting any settlement or speaking with the other party’s insurance company, reach out for legal guidance. The Meyer Finneke Law Group can assess your claim, negotiate for full and fair compensation, and help with insurance adjusters or court proceedings if necessary. Consultations are free, and clients pay no fee unless we win for you.